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Showing posts from September, 2023

Why You Should Invest in Yourself: The Best Investment You'll Ever Make

  Why You Should Invest in Yourself: The Best Investment You'll Ever Make In a world where we're constantly bombarded with investment advice—from stocks and real estate to bonds and cryptocurrencies—it's easy to overlook the most important investment of all: yourself. The best part, it never gets old, of course I will not disregard a good diversified portfolio, especially a retirement account. It does have its merits, but also remember that they're often subject to market fluctuations, global events, and myriad other variables beyond your control. Investing in yourself, however, yields returns that not only enrich your life but also remain largely within your sphere of influence. As Entrepreneur, I find myself in several courses, networking events, listening to podcasts, or reading books, because I firmly believe in bringing the best of me to my students. Bringing quality to my own courses, and digital items is crucial for me to have skills, and multiplying with quality

Over Controlling Budget

  Certainly! Over-controlling budgeting, or micromanagement of finances, can be counterproductive in the long run, but there are situations or periods when someone might want to have a tighter grip on their finances. Here are some ideas and considerations about over-controlling budgeting: 1. Detailed Categories: Keep it simple! A general idea is ok, avoid over stressing with perfection or over detail categories. 2. Daily Tracking: I am all for tracking your expenses daily, however you can chose a day of the week to do so, and one day of the month to match with your bank statements (don’t worry you have a year to dispute a transaction, it’s not life or death situation)  3. Cash Envelope System: If you have no control when using debit card or uses credit card often, this idea could be best for you, but it’s not for everyone (like for me, I love me some cash but this system is not for me) 4. Zero-Based Budgeting: This is my favorite and I have used it ALWAYS! Every penny has a name to use